Network Credit "Blood Transfusion" Or Ease The Financing Difficulties Of Shoe Companies

Small and medium-sized enterprises financing Difficulties have become a well-known problem, especially in Wenzhou, where the private economy is more developed. Finance Between institutions, to implement the annual financing of enterprises busy. This year, it is because of the strict macroeconomic regulation and control policy of the state that the financing difficulty of small and medium-sized enterprises is more obvious. Two months ago, Lao Liu, who ran leather shoes foreign trade company in Wenzhou, also had a thorough understanding of the bank loan. He took an export order, but because of the high cost of raw materials and labor, the liquidity of the company suddenly became tense. Several banks had run away because the procedures were too cumbersome and so on.

But recently, Lao Liu did not run to the bank so frequently, instead he began to play a net in his office leisurely. The Internet can solve the financial difficulties. Originally, Lao Liu listened to his friend's introduction of "silver online", and he began to try out the Internet loan that was rising now. According to friends, "silver online" is a Network loan The service platform, aiming at the financing difficulties of SMEs in recent years, has innovated the combination of Internet and traditional finance. Pattern It recommends appropriate bank loan products for small and medium-sized enterprises.

Lao Liu submitted the bank loan application through the "number of silver online" website. The customer service staff of "silver online" has recommended 3 suitable bank loan products according to the characteristics of large liquidity and slow return of orders. Lao Liu looked at one of the loans that were convenient and flexible. This kind of mortgage loan stipulates that during the period of the loan contract signed with the bank, the customer can borrow and repay the loan through internet bank. In this way, Lao Liu used the factory building as collateral, and applied for a satisfactory bank mortgage loan on the 7 day to solve the financial problem.

Of course, the company benefiting from "silver online" is far more than Lao Liu's shoes and foreign trade company. Since the "silver online" operation, the number of online applications has reached 2 million 9 thousand and 400 passengers, the number of applications is about 550000000000, the amount of effective audit is 12 billion, and the total number of applications is 4 billion 74 million. The secret of the success of "silver online" lies in its docking with dozens of banks and concentrating more than 290 loan products. According to the information provided by small and medium-sized enterprises, it can find the "bright spot" of SMEs, matching the most suitable loan products for small and medium-sized enterprises, and allowing the funds of small and medium-sized enterprises to truly "flow".

Up to now, "digital silver online" has already solved the financing difficulties for many small and medium-sized enterprise customers, supported the further upgrading and transformation of many growth shoe enterprises, and also helped some small and medium enterprises in their initial stage to "grow blood".