Robust Value Added To Win CPI Is Not All Financial Gain.

With CPI returning to the "2" era and the one-year fixed deposit interest rate down to 1.75%, the appropriate financial management does not allow assets to shrink, which is even more important.

At the same time, the stock market was shakedown, and some of the funds returned to the financial market. Both the banks and the financial products of the P2P platform all appeared to be in short supply.

But there are not many high quality targets that can be invested.

For the relevant departments of the "profit making" behavior, including management has been advocating and implementation of mandatory cash dividends, it can be said that big money applauded, small retail investors but plain reaction.

In fact, there has been a slight disregard of cash dividends in the market for a long time.

In fact, from the dividend rate, there are some stocks.

It has exceeded the fixed income assets.

As of September 6th, a total of 60 stocks dividend rate (the last 12 months) exceeded the balance of the proceeds of treasure, a total of 203 stocks dividend yield exceeds the one year deposit rate.

High dividend yield

It is mainly distributed in banks, pportation, aviation airports, chemical industry and public utilities sectors, and there are many key areas and beneficial industries of steady growth.

The dividend yield of SAIC, GREE and Shenzhen Express has exceeded 7% in 2014.

According to Puyi wealth monitoring data, in August, 146 banks issued 5348 personal financial products. The number of products issued was reduced by 621 compared with the previous period, with a decrease of 10.40%.

Since May this year, the yield of financial products has fallen for 4 consecutive months.

Analysts expect that the yield of bank financial products will fall below 4.5% in September.

360 financial data show that in August, the average expected rate of return of financial products such as guaranteed income was 3.68%, while the average expected rate of return of financial products such as guaranteed floating income was 3.8%; while the average expected rate of return of financial products with "non guaranteed floating income" was 4.93%, which is the first time that non guaranteed financial products have fallen below 5% this year.

Analysts pointed out that the reasons for the decline in the yield of financial products and the short term liquidity of the market are tight. The central bank has repeatedly implemented massive reverse repurchase to increase liquidity. "Since November last year, the central bank has had 5 interest rate cuts and 4 reduction actions, and the overall liquidity of the market has been increasing."

But reporters found that the earnings of financial products did not stop recent favorites.

In addition, approaching the Mid Autumn Festival and national day, the analysis shows that, according to the past situation, usually the festival banks will issue exclusive festivals.

Some of them will be slightly higher than those issued by banks.

Therefore, investors who need to purchase financial products in late September and early October can be given due attention.

In fact, at present, there are many kinds of financial products and investment, so the financial secretary reminds us not to blindly buy.

For example, according to the monitoring of Rong 360, in August, the 37 financial products did not achieve the highest expected rate of return, and the rate of return was not 0.6%, an increase of 8 from last month.

Only 5 of these 37 products are non guaranteed. 25 structured financial products are all guaranteed floating income products. We can see that these products are not "safe" in their imagination.